Neighborly Advice For Constructing Your Dream Dwelling
Feb 3, 2010 Real Estate
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Choose Your Lot
First, it is a good idea to find the property that you want to build on. Make sure you research the exact plot size, the previous sale price, and the zoning and tax laws of the area, to ensure that you are even allowed to build a home on that plot.
Construction Loans
Banks, credit unions, and mortgage lending companies will give you finance options for your home. Prices range depending on the type and size of home you are planning to have built. Using an architect to draw up your plans will help you get the base price down. Your money lender will always want to see the home plans before lending you any money.
Find An Architect
From California to New York to Arkansas, home plans include foundation, framing, siding, plumbing and electrical details, and can range from as little as $600, to as much as several thousand. It is always best to screen at least three applicants before you hire any professional and architects are no different. All you need to do now is to stop by the bank and show them your building plans.
Don’t Be Too Rigid
Having a custom home built is an enormous project. Expecting the unexpected will help you deal with the inevitable weather delays for contractor disputes so be prepared. You need to be flexible and patient, and know that in order to have your dream home built, it will take time.
Following through to the end of the project is the goal, so don’t take your eye off the ball. As with so many other things in life, you just have to keep pushing and step by step you will reach your goal and complete building your dream home. If you don’t spend time doing this you may wash out at some phase, and that can cost you thousands of dollars.
Utilizing this outline will keep you focused. As with many other things in life, educating yourself is crucial, so plan on spending all of your extra hours reading, interviewing and learning about the entire construction process.
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