How to Buy Cash Flow Notes - “We don’t sell Notes”


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A Common Hurdle When Learning How to Buy Cash Flow Notes

When you are looking for non performing notes, you will most likely run into this common hurdle. I wanted to take the time to share it with you.

So you’ve been busy cold calling banks and looking for notes to buy.

A lot of these bank contacts have told you that they either don’t sell notes or that they don’t have any non performing notes right?

Let me ask you…when we hear this, should we just accept this information assuming it is the truth? Or should we do some more research by say, contacting someone else?

Your Two Responses to the Question: Can I Buy Cash Flow Notes?”

Let’s review to the 2 possible situations you will be get:

1. Our bank doesn not sell real estate notes.

2. Our bank does not have any non performing notes.

The former, I can believe. The latter, I can’t.

There is probably a 25% chance that if someone is telling you that they don’t sell non performing notes, they are actually telling you the truth.

On the otherhand, if they are telling you that they don’t have any non performing notes, the likelihood that they are pulling your chain is about 99.9%.

The best follow-up is find someone else to call at the same bank!

Finding Your Contacts When Learning How to Buy Cash Flow Notes

You can try contacting the CFO directly at the bank or you can use the corporate HQ number and ask for the head of secondary marketing. Then try to contact loss mitigation.

There are always “multiple” ways to solve a problem. Don’t let the first door shut stop your note buying pursuit.

How to Buy Cash Flow Notes - Finding Contacts…A Tip From Will

Will, one of my students, has shared a useful tip with me and I would like to share it with you. It has proven him success in finding contacts.

1. Go to thomas-law.com and select “mortgage banker licenses”

2. From there you can select the state and click on the link that says “mortgage lending division”

3. Then click on the licensee records link which should be on the left hand side

4. choose the “licensed mortgage bankers” link

Any one of those links will give you principal’s contact info & email. You can do this for all 50 states. Now who has the bank contacts? Use them and buy some cash flow notes!

Nothing ventured, nothing gained.

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