Buying Defaulted Mortgages - Multiple Exit Strategies Needed


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The other day I had a conversation with a new Note Buyer who informed me that after a long career in wholesaling properties, he was going to start investing in buying defaulted mortgages.

When he said to me “Dean, the reason why I want to get into buying defaulted mortgages is not only for the cash flow, but I want to keep these people in their properties. This is what worried me.

I do admit that Humanity counts, don’t get me wrong. But…

Don’t lose sight of the forest for the tree.

When Buying Defaulted Mortgages, Don’t Only Focus On One Exit Strategy

It will not work.

Even if you want to pursue one exit strategy for the defaulted mortgages that you have just purchased, you can’t. (in this case, he thought that he could generate cash flow by re-performing all the notes he bought by modifying them.

Mulitple Exit Strategies Are Need When Investing In Defaulted Mortgages

You have to be like Rafael Nadal in order to invest successfully in defaulted mortgages.

Nadal is a really well-balanced tennis star. He has an amazing serve, excellent grass court experience, plays solidly on clay, and can fire a wicked forehand.

Follow the same approach when buying defaulted mortgages. Learn how to pursue MULTIPLE Note Buying Exit Strategies at once.

Be careful you don’t “stick yourself” with one note buying strategy.

Using Foreclosure as a Buying Defaulted Mortgages Tool

Sometimes it takes starting a foreclosure action to get a borrower to cooperate with you in getting a loan modified.

And Why?

The foreclosure action acts like a wake up call to someone who has been missing payments on a regular basis. That in combination with your help in their loan modification may be just what they need to get going to work their way out of their situation.

Be careful not to fall into the same trap as the investor I talked to.

If you want to be successful in your Defaulted Mortgage Buying business, 1 Exit Strategy is not enough.

To do well in the note buying business, know all of your 5 Exit Strategies.

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